Credit Card
At Intermaquinas, a subsidiary of SPAINLEX GLOBAL CENTER S.L, we have a totally secure credit card payment system to ensure the confidentiality of our clients' data and avoid possible fraudulent purchases.
Confidential data is transmitted directly and in encrypted form (SSL) to the corresponding financial entity. The SSL encryption system confers total security to the transmission of data through the network.
Credit card data is not registered in any database of Intermaquinas, a subsidiary of SPAINLEX GLOBAL CENTER S.L.. It is only used in the virtual POS (Point of Sale Terminal) of our financial entity, through its secure payment gateway.
In Intermaquinas, a subsidiary of SPAINLEX GLOBAL CENTER S.L. you can use Visa, Mastercard and Maestro cards. To pay for the order the financial entity will request your card details (card number, cardholder and CVV2 code) and a security check.
Once the payment is confirmed, the order will be prepared and shipped.
Bank Transfer
If you have chosen bank transfer as your method of payment, you will receive an email with the total amount of the order and the account number to make the transfer at Intermaquinas, a subsidiary of SPAINLEX GLOBAL CENTER S.L., when you complete your order request.
In the transfer you must indicate the order number that comes in the order request email. To speed up the shipment, it is recommended that you send the bank receipt of the transfer to the following e-mail: [email protected].
We have three bank accounts for the convenience of our customers, our bank details of SPAINLEX GLOBAL CENTER S.L. are:
| Santander Bank | |
| ACCOUNT HOLDER | SPAINLEX GLOBAL CENTER S.L |
| ACCOUNT NUMBER | ES66 0049 2376 3226 1456 9403 |
| SWIFT (BIC) | BSCHESMM |
| Sabadell Bank | |
| ACCOUNT HOLDER | SPAINLEX GLOBAL CENTER S.L |
| ACCOUNT NUMBER | ES83 0081 0276 0900 0182 4592 |
| SWIFT (BIC) | BSABESBB |
| Caixa Rural Bank | |
| ACCOUNT HOLDER | SPAINLEX GLOBAL CENTER S.L |
| ACCOUNT NUMBER | ES08 3162 1299 2920 6452 9320 |
| SWIFT (BIC) | BCOEESMM162 |
As soon as we have the deposit in the account number or we have received the proof of the bank transfer, we will proceed to prepare the order and its subsequent shipment.
Aplazame: Finance instantly
Finance your purchase instantly with Aplazame. Buy now and pay later.
At Intermaquinas we want to help you buy what makes you be and be better. You can now finance your purchases in our store with Aplazame.
It's fast, simple and secure. Choose your product, select Aplazame as payment method at the end of the purchase process, choose the number of installments and the day of the month in which you want to pay. Aplazame will grant you the credit instantly. Just with your email, your mobile and your ID number. No paperwork and no small print. What you see is what you will pay, not a penny more!
Financing conditions:
When you apply for the loan you will be asked; to make an initial down payment. The amount of your loan will be the amount of your basket minus that down payment. That is the amount we will finance in the number of installments you choose. For example, a 6 month financing will involve 7 payments, one at the time the credit is granted and 6 payments in each of the 6 months following the purchase.
Payments are made with the card provided by the customer to Aplazame.
The SMS sent by Aplazame for the processing of the credit application has no cost for you.
Paypal
If you choose this payment method, once the purchase is completed, you will be redirected to the official Paypal website where you can make the payment. Once the payment has been made correctly, your order will be finalized and an email will be sent with the summary of your purchase.
Klarna
what is Pay Now?
When shopping with Klarna, you can choose Pay Now to make your purchase in one click and pay the full purchase amount instantly. The benefit? Enjoy Klarna Buyer Protection on all purchases, even when payment in installments is not available. No interest or fees.
how to pay immediately?
Pay by debit or credit card: your debit or credit card linked to your Klarna account is charged directly to make a secure purchase at any Klarna partner merchant.
By immediate bank transfer (Sofort): a bank transfer linked to your online banking details. You need to fill in your bank details correctly (including your country of residence), which will be sent encrypted and totally secure to your bank. In some cases, you will receive a one-time confirmation PIN to confirm the transaction. Once the transaction is complete, the online store will receive the confirmation and process your order; just like any other transaction.
Security and control
Klarna and Sofort are authorized payment service providers. In both cases, settlement is immediate and visible from the originating account. In addition, the Klarna app gives you a complete overview of your purchases and expenses with any payment method you choose.
Klarna and Sofort do not store any of your banking details, such as user or login credentials.
One click
Pay Now is very easy to use. Once you have linked your debit or credit card, you can complete your purchases with a single click.
And the same goes for the bank transfer option. Just enter your online banking details, no need to create a special account.
how does Pay in 3 work?
Pay in 3 allows you to spread the value of your purchase over 3 installments. Each installment will be automatically charged to the debit or credit card you registered at checkout. The first installment is charged when the merchant confirms your order, followed by the second and third installments, which will be charged 30 and 60 days later, respectively.
can I use Pay in 3?
To use Pay in 3 you must be at least 18 years of age. Although highly advertised as a payment option, Pay in 3 is subject to your financial circumstances. If you choose Pay in 3, our assessment will not affect your credit rating.
what is Financing and how does it work?
Financing allows you to pay for your purchase in several fixed monthly payments for up to 12 months.
How to finance your purchase:
- Select the Finance option at checkout in the store.
- Choose your preferred term and interest rate.
- Follow the steps to complete the application.
- Receive an instant approval decision.
- Complete your purchase.
- You'll receive an email from us with your payment plan when the store ships your order.
Good to know:
- A credit check will be run when you apply for our Financing options.
- Late or missed payments may be subject to fees.
when do I pay?
Your first financing payment will be due one month after the store processes your order and then monthly on the same date each month until your statement is paid in full.
Cetelem, one of the best 100% online financing solutions.
what makes us different?
- You can finance 100% of your purchase.
- No credit card (We don't need you to provide us with any of your credit card information).
- You won't pay the first bill until next month.
what is Cetelem?
Cetelem belongs to the BNP Paribas Group and since 1988 we are specialists in granting consumer credit. We are a company specialized in granting consumer credit, online credit and cards, belonging to the BNP Paribas Group since 1988.
what documentation do I need to finance?
If you are already a Cetelem customer and have a credit line with us, you only need to accept your financing by entering a PIN code that we will send to your cell phone without filling out forms or sending documentation.
If you are a new Cetelem customer or do not have a credit line with us, the documents we will need from you are:
- ID card on both sides or residence card (In the case of foreign residents, we will also need the official identity document of your country signed or valid passport).
- Proof of income (last paycheck if you are a salaried employee, last income tax return if you are self-employed, or pension revaluation letter if you are a pensioner).
- First page of the bank book or a direct debit receipt showing the IBAN code and the account holder, who must be the same person who is applying for the financing.
what is the amount I can finance?
Minimum amount to finance ≥ 90€ and minimum monthly payment ≥ 12€. We have not established a maximum amount to finance, but we are very committed to grant a responsible credit adapted to the needs of each client.
when do I start paying my financing?
The first bill will be sent to your bank account on the 5th day of the month following the financing. If the financing is done between the 25th and 31st, the first bill will be issued on the 5th day of the 2nd month in which the financing was done.
If you have any doubts, how can I contact Cetelem?
You can make your queries through the chat that appears during the financing process, if you prefer by phone 917 90 97 38 or through our email [email protected].
what is the process I have to follow to finance my purchase?
The process is very simple:
- Choose the products you want to buy on the web.
- Once in the shopping cart, choose the payment method "Financing with Cetelem"
- Then you will be directed to our financing process, where you will be able to make the financing in very few steps and 100% online:
- If you are a Cetelem customer and you already have a credit line, you will only need to accept your financing by entering a PIN code that we will send you by SMS to your cell phone.
- If you do not have a credit line or you are a new customer, you can finance your purchase in less time than you expect. You will only need to attach the documentation detailed in point two: What documentation do I need to finance?
do you need more information about Cetelem products?
You can find out more about our products at www.cetelem.es
Ordering by phone
If you prefer to place your order by phone, please call us at 630 25 91 01.
Cash on delivery (Currently deactivated)
If you have chosen cash on delivery as your payment method, you will receive an email with the total amount of your order at Intermaquinas, a subsidiary of SPAINLEX GLOBAL CENTER S.L, when you complete your order.
Payment will be made in cash to the carrier at the time the order is delivered to the address indicated by you. It is important that you have the right amount of the order ready in cash to make sure that the carrier will be able to deliver the goods to you.
The cash on delivery of the purchase will be 5% of the total purchase value plus VAT (minimum 4€+VAT)
In the products where it is indicated that the shipping is free, it will always be in the direct payment methods (Paypal, bank transfer or credit card). If you choose the cash on delivery method, please check with us the shipping costs, as these may be higher.
CASH ON DELIVERY WILL ONLY BE ACCEPTED FOR ORDERS UP TO A MAXIMUM OF 300€